Running a small business in today’s economic climate means every penny counts, especially when it comes to fuel. Whether you have a single van or a small fleet, fuel costs can make up a significant portion of your operational expenses. That’s why more and more SMEs are turning to fuel cards as a way to cut costs, streamline admin, and gain control over business fuel spending.
In this guide, we’ll break down the best fuel cards for small businesses in 2025, what to look for, and how to decide which card is right for you.
Why Use a Fuel Card for Your Small Business?
A business fuel card is essentially a payment card that allows you or your drivers to pay for fuel at participating stations. But unlike a regular credit or debit card, a fuel card gives you access to competitive fuel prices, consolidated HMRC-approved invoices, and detailed reporting.
Here are the top benefits for small businesses:
- Save money on fuel with fixed or discounted rates
- Reclaim VAT easily with clear, compliant invoicing
- Track fuel usage across drivers and vehicles
- Prevent misuse with driver-specific cards or PIN protection
- Access large fuel networks across the UK
Learn more on our Fuel Cards for Business page.
What to Look for in a Fuel Card as a Small Business
Every business is different, so the best fuel card for your business depends on your needs. Here are some key things to consider:
Feature | Why It Matters |
Fuel pricing model | Choose between fixed weekly prices or pump prices depending on how much control you want. |
Coverage/network | Make sure the card is accepted at stations along your regular routes. |
Reporting and invoicing | Look for HMRC-compliant invoices to simplify your bookkeeping. |
EV compatibility | If you’re considering electric vehicles, make sure your card works at EV charging points. Or, invest in our Rightcharge solution giving you on the road, and home charging reimbursement. |
EV Fuel Cards for Small Businesses
Looking to future-proof your fleet? We also offer EV Charge Cards that work across hundreds of public charge points. Ideal for businesses transitioning to electric vehicles, with features like RFID cards and consolidated billing.
How to Apply for a Fuel Card
It’s quick and easy to apply online. Visit our Compare Fuel Cards tool to match your business needs with the right solution. You can compare fuel types, pricing models, and network coverage in minutes.
Final Thoughts
Choosing the best fuel card for your small business in 2025 is all about understanding your fuel usage, routes, and priorities. Whether you're aiming to cut costs, simplify VAT returns, or transition to electric, there’s a fuel card to match.
If you’re ready to streamline your operations and start saving, get in touch with our team or apply for a card today.
Further Reading:
- How to Reduce Fleet Fuel Costs
- Can You Claim VAT on Electric Cars?
- Compare Fuel Cards: Which is Right for Your Business?